First Time Home Buyer? Time to talk about your RRSP…
Thinking about becoming a first-time homebuyer in 2020? The RRSP deadline is just around the corner, in this post we talk about leveraging your RRSP.
Pre-approvals are Powerful – Save Time, Money, and Heartache
Home buying season is here, and most people will dive right in with a loose budget. A loose budget can be dangerous if your heart gets set on a home that is out of reach financially. The first thing that…
5 Reasons to Start House Hunting in the Winter
Many people press pause on their home search during the winter months. Here we talk a bit more about why you should start house hunting in the winter!
Pros and Cons of Buying a House With Your Spouse
Buying A House With Your Spouse It’s time to start looking to buying that dream home with your spouse. Do you put them on the mortgage? Is there a benefit to leaving them off? We here at Centum Home Lenders,…
Homeownership – The Canadian Dream
The Canadian Dream People from all over the world are flocking to Canada in hopes of achieving the Canadian Dream. One in every five people living in Canada are foreign-born, so what makes living in Canada so desirable? We can…
5 Details First Time Home Buyers Need to Know
The 5 Details When buying your first home, whether it is going to be a detached home in Dartmouth or a condo right downtown, you want to be sure to pay attention to these details! Buying Too Much House This…
Don’t Break the Bank Before Buying a House
Buying a House Buying a house will be one of the biggest purchases, if not the biggest, purchase you will make. There is a lot that goes into buying a house, such as the type of house, location, and the…
Getting a Mortgage With Help From the Bank of Mom and Dad
The Bank of Mom and Dad With the millennial generation in full force purchasing homes, the trend of gifted down payment from the bank of Mom and Dad has become apparent. With the growing increase in qualification requirements and increasing…
Buying a House With Your Brain and Not Your Heart
Buying Your House When it comes to buying a new home, you usually go in with a game plan of how many bedrooms, bathrooms, style of home in which we are looking for. Although some homes don’t check off all of…
Is it Time to Stress Over the New Stress Test?
We are coming up on the two-month anniversary of the new stress test. Large banks and other federally regulated financial institutions implement this test. How do we feel about it? How has it affected borrowers looking for mortgages? What if…