Do you know the signs of overspending?
Overspending is tough to tackle without a plan. In this post, we talk a bit more about the signs of overspending and making sure you have a budget,
What you need to know about debt ratios
Your personal finances include a lot of math, debt ratios included. Here, we talk about debt ratios and how they impact your mortgage application.
Can I still get a mortgage If I get laid off?
A very real fear for many people is being laid off from their job. Here, we talk a bit more about whether you can get a mortgage after being laid off.
Can you use the CERB or EI to qualify for a mortgage?
Losing your job can impact your ability to get a mortgage. In this post, we talk about the types of income you can use to qualify for a mortgage.
Is there a best time to refinance your home?
Is it time to think about refinancing your home? In this blog post, we talk a bit more about whether there is a "best" time to refinance!
Mortgages are going digital. Here’s how you can prepare.
The way you manage your finances is changing, managing your mortgage is no different! In this blog post, we talk about how mortgages are going digital.
When is a Good Time to Refinance?
Time to Refinance When it comes time to make changes to your mortgage, there are many reasons why doing a refinance can be the right financial option for you and your wallet. Here at Centum Home Lenders, we say the…
Mortgages for the Self-Employed
If you are self-employed you might have to jump through a few more hoops to get a mortgage. This means that there may be more paperwork and a more thorough underwriting process to receive a mortgage. When done right, though,…
What does it mean to love your home?
February is the month of love! Making it the perfect time of year to ask the question... do you love your home and mortgage?
Do BoC Rate Changes Impact my Mortgage Payments?
Do you know how BoC rate changes can impact your mortgage payments? In this post we talk a bit more about the impact these changes have on your wallet.