No-nonsense informative pieces all about debt and refinance.
Buying a home goes beyond the down payment and monthly mortgage payments. It is usually assumed that once you have saved the minimum amount for a down payment, and you’ve pre-qualified for your dream home that you are ready to…
Knowing what your debt-to-income ratio is important if you are considering becoming a homeowner. Once you know your ratio, then you need to know what it means and what you can do about improving it. Let's get started. What the…
Understanding your credit report and being able to properly navigate the report is essential. This becomes a large part of being able to borrow money from a lender. Having a strong credit score will make the approval process easier as…
A mortgage is a very powerful financial tool that can help a person in many different situations, which means that finding the best time to take advantage of refinancing and the benefits of refinancing your mortgage are crucial. There are…
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