New Year… New Mortgage?
The new year is filled with resolutions, goals, and motivation, but did you know it might be the perfect time to think about refinancing your home?
New Year. New Decade. Merry Debtmas.
Merry Debtmas… It's that time of year once again... It's the same merry debtmas but in a different decade. You may have overspent this holiday season, so opening those bills won’t be pleasant. Rather than let it ruin your new…
When Should You Consider Locking in Your Variable Rate?
First, how does a variable rate work? Variable rate mortgage payments fluctuate based off of when the Bank of Canada (BoC) Prime Rate increases or decreases. There are eight BoC rate announcements where the Prime Rate can be adjusted based…
Prepayments Can Get You to Mortgage Free Faster
Getting Mortgage Free Faster Using mortgage prepayment options can drastically reduce the total amount of money you spend on your mortgage. Thus, shortening the time it takes to pay it down. This puts more money in your pockets, Halifax, for…
Reno the Budget
Renovate Your Budget In Scotland, homeowners paint their doors red to signify that they have paid off the mortgage on their house. While some homeowners may benefit from refinancing their mortgage, others may look at just making extra principal payments…
