We’re not going to sugar coat it folks, the new mortgage regulations are tough! The new regulations and “stress tests” are the hardest to hit the Canadian mortgage industry yet! We want you to be prepared for what could be…
Buying Your House When it comes to buying a new home, you usually go in with a game plan of how many bedrooms, bathrooms, style of home in which we are looking for. Although some homes don’t check off all of…
How can I improve my credit score? Improving your credit score is a lot like getting into shape. You can try all the quick fixes with popping weight loss pills and drinking fit teas, but the only true way to…
You're Mortgage Renewal Whether you are a month away or twelve months away, not having an unbiased mortgage professional review your mortgage renewal is leaving money on the table! Here at the Centum Home Lenders, we see homeowners get offered…
We are coming up on the two-month anniversary of the new stress test. Large banks and other federally regulated financial institutions implement this test. How do we feel about it? How has it affected borrowers looking for mortgages? What if…
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