Don’t Break the Bank Before Buying a House
Buying a House Buying a house will be one of the biggest purchases, if not the biggest, purchase you will make. There is a lot that goes into buying a house, such as the type of house, location, and the…
Understanding Credit Scores
Understanding Credit Scores. There are many different aspects that play a part in a homebuyer qualifying for a loan. Things such as having a considerable down payment, a good income, and a favourable credit score. Having a high credit score…
Getting a Mortgage With Help From the Bank of Mom and Dad
The Bank of Mom and Dad With the millennial generation in full force purchasing homes, the trend of gifted down payment from the bank of Mom and Dad has become apparent. With the growing increase in qualification requirements and increasing…
Reno the Budget
Renovate Your Budget In Scotland, homeowners paint their doors red to signify that they have paid off the mortgage on their house. While some homeowners may benefit from refinancing their mortgage, others may look at just making extra principal payments…
What are Alternative Lenders and Why Should You Care?
We’re not going to sugar coat it folks, the new mortgage regulations are tough! The new regulations and “stress tests” are the hardest to hit the Canadian mortgage industry yet! We want you to be prepared for what could be…
