How do I improve my credit score?
How can I improve my credit score? Improving your credit score is a lot like getting into shape. You can try all the quick fixes with popping weight loss pills and drinking fit teas, but the only true way to…
Get a Mortgage Check Up Before You Sign Your Renewal!
You're Mortgage Renewal Whether you are a month away or twelve months away, not having an unbiased mortgage professional review your mortgage renewal is leaving money on the table! Here at the Centum Home Lenders, we see homeowners get offered…
Is it Time to Stress Over the New Stress Test?
We are coming up on the two-month anniversary of the new stress test. Large banks and other federally regulated financial institutions implement this test. How do we feel about it? How has it affected borrowers looking for mortgages? What if…
5 Types of Assets to Grow Your Net Worth
Assets to Grow Your Net Worth You net worth is more than just a number in your bank account. It is a financial report card that will measure your financial health. Knowing your net worth is very important since it…
Global News Morning: Talking About Credit
Clinton Wilkins sits down with Alyse Hand from Global News Morning to give credit advice and talk a bit more about your mortgage application. Don't feel like watching the video? Check out the credit advice video transcript below. Transcript: Credit…
First-Time Homebuyer Incentive Launch
First-Time Homebuyer Incentive What are your aspirations or goals for the future in what you want to do? There are several ways to answer this question. To a high schooler going into their senior year, the answer could be getting…
5 Questions new homebuyers should ask their mortgage broker
Buying your first home? Here are 5 questions new homebuyers should make sure to ask their mortgage broker during the process.
5 Common Mortgage Myths
For veteran borrowers, the mortgage process can seem relatively simple. But, for borrowers that are new to applying for a mortgage, the process can seem overwhelming. To make matters harder, there is a lot of outdated and false information to…
CTV Morning Live: Mortgage Application Advice
Clinton Wilkins sits down with Ana Almeida from CTV Morning Live to answer viewers' questions and to talk about mortgage application advice. Don't feel like watching the video? Check out the mortgage application advice video transcript below. Transcript: Mortgage Application…
Your Mortgage Renewal – Why You Should Shop Around
A recent CIBC report estimated that nearly half of all current mortgages in Canada will be up for renewal in 2018. With the added weight of the new stress test that applies to both insured and uninsured mortgages, it is…